by Gavin Bateman 21 February 2011Investments can be held in a number of different structures, e.g. individual, partnership, company, trust and superannuation fund. There is no one size fits all. Choosing an investment structure largely depends on a number of factors including asset protection, financing requirement, income tax, capital gain tax, income streaming requirement and cost of compliance. The advantages and disadvantages of each investment [...]
Read the full article → by Gavin Bateman 13 February 2011Negative gearing is a form of financial leverage, where the funding costs exceed the income returns. Two most common examples of negative gearing are: An investor borrows to invest in a residential rental property. The rent received is less than the interest on the mortgage. An investor borrows to buy shares (i.e. margin loan). The dividends income cannot cover the [...]
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