What does a financial adviser do?
We help you think about your future, what you want to achieve, and develop a plan for how to achieve it. Along the way, we help to keep you accountable. Financial products such as super funds, bank accounts, Xero software are just some of the tools we recommend to facilitate the achievement of your goals.
Do you need to have money before seeing an adviser?
Certainly not. It always a good time to seek advice. One of our most popular services is for clients looking to start saving. It’s all about putting a plan in place!
What can I expect when we first meet?
Our first meeting is like a first date, without the awkwardness. You get to know about us, and more importantly, we get to know you. If you feel the services we offer are a fit for you, we progress our discussion.
How much does it all cost?
The fees we charge vary, just like our clients. Our fees start at $1,500 + GST and go up from there depending on the complexity of your situation. There’s no hidden fees in what we do. We’re all about transparency.
I’m thinking about an investment property, can you help with this?
Buying an investment property is a big decision with many things to consider… cashflow, taxation, repairs, leasing, debt structuring.We help clients address all of these areas.
I don’t know if I’ll have enough to retire, can you help with this?
Yes, the end goal for all of us is to be financially independent and for the assets we’ve accumulated to last us for life. What you spend and what you do in retirement will have a big impact on this.
We help clients know what they can spend, how to invest their money and how long it could last.
Can you help me find a home loan/ refinance?
Yes we can. There are so many different types of loans out there it can be confusing. We help you choose the best type of loan, then refer you to a trusted source to get the best deal from the best bank.
Do financial advisers just do superannuation and insurance?
Some advisers just do superannuation and insurance but Dolman Bateman Financial do a whole lot more. Super and insurance are just two parts of your financial journey.
We help clients control their day to day money, reduce their debts, use tax to their advantage and make sure plans are in place should something happen to them.