Small Business Tools - Top 5 iPhone Apps to help you manage your cash

Gone are the days when your phone was just for calls, texts and scrolling socials. These five apps are turning smartphones into powerful financial tools that help you manage your budget, track expenses, and even start investing, right from your pocket.

1. Pocketbook

App Store Rating: ★★★★☆ (4.5)Cost: FreePlatforms: iOS, Android

If you’ve been avoiding your finances, Pocketbook is the wake-up call you need. This Aussie budgeting app connects directly with your bank accounts to show you a real-time snapshot of your money. No more spreadsheets. No more guesswork. Just smart insights on where your cash is going so you can take control—fast.

2. TrackMySpend by MoneySmart

App Store Rating: ★★★★☆ (4.5)Cost: FreePlatforms: iOS, Android

Built by ASIC’s MoneySmart initiative, TrackMySpend is the ultimate no-frills budgeting tool. Whether you’re tracking your weekly spending or setting a savings target, this app helps you identify where you can cut back. Bonus: it exports to CSV for easy reporting.

3. Splitwise

App Store Rating: ★★★★☆ (4.5)Cost: FreePlatforms: iOS, Android, Web

Say goodbye to awkward IOUs. With Splitwise, splitting bills with housemates, friends or travel buddies is hassle-free. It tracks who owes what and sends reminders—so you don’t have to.

4. Acorns Australia

App Store Rating: ★★★★☆ (4.5)Cost: FreePlatforms: iOS

Investing doesn’t need to be complicated. Acorns rounds up your daily purchases and invests the spare change in diversified portfolios. With just $5 to start, you can grow your wealth automatically without needing to think twice.

5. Bills Forecast

App Store Rating: ★★★½☆ (3.5)Cost: $1.99Platforms: iOS

If you often forget due dates or feel overwhelmed by your bills, Bills Forecast is a simple way to stay on top. Add all your bills in one place, track how they vary each month, and sync reminders to your calendar. It’s peace of mind for under $2.

What’s Your Go-To Finance App?

Do you swear by a money management app that didn’t make this list? We’d love to know!Connect with us on Facebook and tell us what helps you stay on track.

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Disclaimer:

The information provided in this article is general in nature and does not constitute personal financial, legal or tax advice. While every effort has been made to ensure the accuracy of this content at the time of publication, tax laws and regulations may change, and individual circumstances vary. Dolman Bateman accepts no responsibility or liability for any loss or damage incurred as a result of acting on or relying upon any of the information contained herein. You should seek professional advice tailored to your specific situation before making any financial or tax decision.