Negative Gearing Calculator for Investment Properties
- Arnold Shields
- Aug 18, 2010
- 2 min read
Updated: Jun 18
We’re excited to share that our Negative Gearing Calculator is now live at Negative Gearing Calculator.
Designed specifically for Australian property investors, this tool will help you get clear on two of the most important questions when considering a negatively geared investment:
What is the after-tax, out-of-pocket cost per week?
How many years until the property becomes cash flow positive?
With just a few inputs, such as purchase price, interest rate, income, rental yield, and depreciation — our calculator will provide instant feedback on how these variables affect your weekly cash position and long-term returns.
You’ll also be able to:
Adjust interest rates to see the impact of rate rises or falls
Understand how depreciation reduces your tax liability
Modify your loan amount to explore different gearing strategies
Analyse rental income scenarios — conservative, current, and projected
Compare multiple properties side by side to determine the most cost-effective choice
In many cases, a new apartment with higher depreciation can result in a lower weekly cost than an older, lower-priced property.
We Want Your Input
As we continue refining the tool, we’d love to hear from you:
What features would make this calculator more valuable to you?
What financial insights do you want from your accountant before purchasing an investment property?
Your feedback will help us shape the most practical and investor-focused negative gearing tool on the market.
Got ideas or questions? Contact us here.
Disclaimer:
The information provided in this article is general in nature and does not constitute personal financial, legal or tax advice. While every effort has been made to ensure the accuracy of this content at the time of publication, tax laws and regulations may change, and individual circumstances vary. Dolman Bateman accepts no responsibility or liability for any loss or damage incurred as a result of acting on or relying upon any of the information contained herein. You should seek professional advice tailored to your specific situation before making any financial or tax decision.
